Frugal laundry tip – towels

Almost everything you do costs money. But there is almost always a way to save money. Here are ways to save money with your towels.

A while back, I wrote about how to save money, time and the environment by washing pajamas more rationally. You can read the article here.

Today, I am going to save you even more money on laundry through the magic of simple mathematics. I know, you thought that graduating high school meant never having to do math again, but I will walk you though it step by step. [Read more…]

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Get fit, not broke

Fitness doesn’t have to cost a lot.  Here are some tips to get fit from free to not-very-expensive.

If you are ready to get your body into shape, but your resources are slim, you’re not alone. Many people think it takes money to get into shape and enjoy living. Not so. While there are ways to spend money getting fit, you can do it yourself on much less money than you might think. [Read more…]

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How to save money on a new mattress

It’s just a huge cushion. Why would a mattress cost so much? Never fear, here are some tips to reduce that price.

Having a good bed with a good mattress is one of the most important keys to getting a good night’s sleep. Sure, you can find ways to overcome a cheap mattress’s problems, but why not just buy the best mattress to begin with?

Over time, buying a high quality mattress will more than pay for itself. It will also be cheaper than having to constantly replace whatever rig you’ve currently got set up to make your cheapo mattress comfortable enough to sleep on. [Read more…]

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How to get car loans and mortgages on bad credit

Even if you have bad credit, you still need to drive. And you still need to live somewhere. Here’s how.

I had a colleague who never paid for anything by credit card.  Why?

Because he didn’t believe in credit cards?  No.

Because he was allergic to plastic? No.

Because he had bad credit. [Read more…]

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Teachers travel free

If you have the temperament for it, teaching can be a very rewarding career.  But did you know that one of the rewards can be free travel?

It’s great to be a teacher. What an amazing career, with so many benefits.

I’m not saying it’s for everybody, not that there aren’t challenges.  I could never do it. [Read more…]

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Collectibles as an investment

What’s the big deal with collectibles? Well, they sometimes make a great investment.

Around here, “collectibles” can mean almost anything. Things just seem to collect, as I wrote about in Huffington Post.  Some is on purpose. For instance, all the snow globes my older daughter collects.  And the theatre programs.  And the books.  And the DVDs (possibly the world’s largest collection!). [Read more…]

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Four unscheduled ways to earn extra income

There are ways to make extra money without spending a lot more time. here are a few of them.

Chances are you hold a “nine to five” job even if the hours aren’t exactly nine to five. Five days a week or more, there’s a workplace you go to spend eight or more hours of your life. It’s the time-tested way to make a living and just about everyone has to participate, one way or another. Even the bosses.

Folks in need of extra money, but already devoted to a traditional full-time job, often feel like they’re in a tight spot. Two schedules add up to practically zero time available for personal errands, family obligations, and relaxation. [Read more…]

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Are stocks really too risky for seniors?

The older you are, the less risk you should have in your financial portfolio. Does that mean that stocks are too risky for seniors?

My brothers and I were recently at a meeting to help my mother manage some of her finances. She sold her house and needed to put her money into something low risk.  As with most people of her age and even a couple decades younger, she has a high aversion for risk. [Read more…]

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How to save money on car insurance – 18 frugal tips

Can you save money on car insurance? Of course you can. Here are 18 frugal, money-saving tips.

Hot on the heels of our frugal home insurance tips, we look at the other major property insurance that most people have, car insurance.  You will recognize some of these tips, because some of them are similar to the home insurance tips.

But some are very different!  There are some that you can do right now, and others that are part of a longer-term planning strategy. [Read more…]

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