Where you go to mend

Everybody gets hurt sometimes. And everybody needs somewhere to mend. Here are some ideas for mending places.

People break.  It happens all the time.

But people patch themselves up pretty well most of the time.  Most breaking is like hurt feelings or loneliness or paper cuts.  They go away.  They mend on their own.

In my younger days, I would go down to the river to recuperate.  I would sit on a big rock and just watch the water flowing by. The water was soothing, and my troubles seemed to melt away. It seemed like the perfect place to mend. [Read more…]

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Get fit, not broke

Fitness doesn’t have to cost a lot.  Here are some tips to get fit from free to not-very-expensive.

If you are ready to get your body into shape, but your resources are slim, you’re not alone. Many people think it takes money to get into shape and enjoy living. Not so. While there are ways to spend money getting fit, you can do it yourself on much less money than you might think. [Read more…]

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How to save money on a new mattress

It’s just a huge cushion. Why would a mattress cost so much? Never fear, here are some tips to reduce that price.

Having a good bed with a good mattress is one of the most important keys to getting a good night’s sleep. Sure, you can find ways to overcome a cheap mattress’s problems, but why not just buy the best mattress to begin with?

Over time, buying a high quality mattress will more than pay for itself. It will also be cheaper than having to constantly replace whatever rig you’ve currently got set up to make your cheapo mattress comfortable enough to sleep on. [Read more…]

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Top tips to eat healthy on a budget

Want to start eating healthier, but don’t have a big food budget? With a little planning and some tweaks to how you think about cooking, you can make it happen.

I work on certain principles for healthy eating:

  • Be a pig with veggies.
  • When in doubt, eat as close to natural as possible.
  • Eat less at a time.  Don’t give your body a chance to gorge.
  • Eat more frequently.  Don’t give your body a reason to store food as fat.
  • If you don’t carefully plan all your nutrients, variety is the spice of health.
  • Make healthy eating a habit, so it’s just what you do, rather than a chore.

[Read more…]

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How to get car loans and mortgages on bad credit

Even if you have bad credit, you still need to drive. And you still need to live somewhere. Here’s how.

I had a colleague who never paid for anything by credit card.  Why?

Because he didn’t believe in credit cards?  No.

Because he was allergic to plastic? No.

Because he had bad credit. [Read more…]

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Teachers travel free

If you have the temperament for it, teaching can be a very rewarding career.  But did you know that one of the rewards can be free travel?

It’s great to be a teacher. What an amazing career, with so many benefits.

I’m not saying it’s for everybody, not that there aren’t challenges.  I could never do it. [Read more…]

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Collectibles as an investment

What’s the big deal with collectibles? Well, they sometimes make a great investment.

Around here, “collectibles” can mean almost anything. Things just seem to collect, as I wrote about in Huffington Post.  Some is on purpose. For instance, all the snow globes my older daughter collects.  And the theatre programs.  And the books.  And the DVDs (possibly the world’s largest collection!). [Read more…]

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8 foolproof customer service strategies (that only a fool would try!)

Not everybody’s idea of customer service actually falls under the category of “service”. Here are a few handy tricks to avoid.

Have you ever noticed how widely customer service varies from one store to another? You walk into some stores, and before you can even get the words “Buzz off!” out of your mouth, you’ve been trumped by a salesperson asking “May I help you?”

“No thanks.”

“May I help you?” asks another. [Read more…]

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Four unscheduled ways to earn extra income

There are ways to make extra money without spending a lot more time. here are a few of them.

Chances are you hold a “nine to five” job even if the hours aren’t exactly nine to five. Five days a week or more, there’s a workplace you go to spend eight or more hours of your life. It’s the time-tested way to make a living and just about everyone has to participate, one way or another. Even the bosses.

Folks in need of extra money, but already devoted to a traditional full-time job, often feel like they’re in a tight spot. Two schedules add up to practically zero time available for personal errands, family obligations, and relaxation. [Read more…]

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