Are you a giver or a taker?

Sometimes, you just have to take time to give a laugh at the English language. This is one of those times.

I was just told that: “There are two kinds of people in the world: givers and takers. Takers might eat well, but givers sleep better at night.”

Aha!

Here I was thinking that my lack of sleep was due to stress, an overactive imagination and too much pizza. Now I learn that my lack of sleep is from taking too much and not giving enough. So I set out to give as much as I could. [Read more…]

Top job safety tips

Some jobs are more dangerous than others, but every life is precious. Here are the top job safety tips.

Life is dangerous, and so is work.

In the past six months, 255 people have died on the job in the United States.

In 2015, the last year with complete numbers, there were 2.9 million on-the-job injuries. That includes work-related illnesses, such as:

  • poisoning
  • hearing loss
  • skin diseases

[Read more…]

Where you go to mend

Everybody gets hurt sometimes. And everybody needs somewhere to mend. Here are some ideas for mending places.

People break.  It happens all the time.

But people patch themselves up pretty well most of the time.  Most breaking is like hurt feelings or loneliness or paper cuts.  They go away.  They mend on their own.

In my younger days, I would go down to the river to recuperate.  I would sit on a big rock and just watch the water flowing by. The water was soothing, and my troubles seemed to melt away. It seemed like the perfect place to mend. [Read more…]

Get fit, not broke

Fitness doesn’t have to cost a lot.  Here are some tips to get fit from free to not-very-expensive.

If you are ready to get your body into shape, but your resources are slim, you’re not alone. Many people think it takes money to get into shape and enjoy living. Not so. While there are ways to spend money getting fit, you can do it yourself on much less money than you might think. [Read more…]

How to save money on a new mattress

It’s just a huge cushion. Why would a mattress cost so much? Never fear, here are some tips to reduce that price.

Having a good bed with a good mattress is one of the most important keys to getting a good night’s sleep. Sure, you can find ways to overcome a cheap mattress’s problems, but why not just buy the best mattress to begin with?

Over time, buying a high quality mattress will more than pay for itself. It will also be cheaper than having to constantly replace whatever rig you’ve currently got set up to make your cheapo mattress comfortable enough to sleep on. [Read more…]

Top tips to eat healthy on a budget

Want to start eating healthier, but don’t have a big food budget? With a little planning and some tweaks to how you think about cooking, you can make it happen.

I work on certain principles for healthy eating:

  • Be a pig with veggies.
  • When in doubt, eat as close to natural as possible.
  • Eat less at a time.  Don’t give your body a chance to gorge.
  • Eat more frequently.  Don’t give your body a reason to store food as fat.
  • If you don’t carefully plan all your nutrients, variety is the spice of health.
  • Make healthy eating a habit, so it’s just what you do, rather than a chore.

[Read more…]

How to get car loans and mortgages on bad credit

Even if you have bad credit, you still need to drive. And you still need to live somewhere. Here’s how.

I had a colleague who never paid for anything by credit card.  Why?

Because he didn’t believe in credit cards?  No.

Because he was allergic to plastic? No.

Because he had bad credit. [Read more…]

Teachers travel free

If you have the temperament for it, teaching can be a very rewarding career.  But did you know that one of the rewards can be free travel?

It’s great to be a teacher. What an amazing career, with so many benefits.

I’m not saying it’s for everybody, not that there aren’t challenges.  I could never do it. [Read more…]

Collectibles as an investment

What’s the big deal with collectibles? Well, they sometimes make a great investment.

Around here, “collectibles” can mean almost anything. Things just seem to collect, as I wrote about in Huffington Post.  Some is on purpose. For instance, all the snow globes my older daughter collects.  And the theatre programs.  And the books.  And the DVDs (possibly the world’s largest collection!). [Read more…]